There is no denying that it has been a rough couple of years for dividend rates at financial institutions all across the country. I am constantly asked when savings rates may start to rise again. Unfortunately I don’t have a crystal ball that will predict the future. If I did I would have already won [...]

A year ago we reported on an economy that was on the ropes, the housing market in a tailspin, unemployment near double digit levels and multiple bank failures. 2010 brought very little change to this bleak financial picture. The economy is still trying to regain traction and move forward, home values are still not anywhere [...]